Contracting

Be sure to complete all the items on the  Step 1: Connect checklist. If you cannot find it go back to www.aspireffl.com.

✅ Mark this step as complete when you've finished the checklist. 

Schedule a Zoom session to review the next steps in the contracting process.

For FFL Aspire schedule Zoom here

For FFL Lonestar schedule Zoom here

In your Zoom session, you will cover the basics of contracting as well as the Tools of the Trade and the NextLevel+ app. Please be sure to have registered for all three tools before your Zoom session.

✅ Mark this step as complete as soon as you have your Zoom. 

Purchase E&O insurance. You will need this before you can begin contracting with carriers. 

Select this plan: $1 Million per claim / $1 Million annual aggregate

Cost: Pay $84.12 down and 3 monthly payments of $34.08 for a total of $186.36. Or, make a one-time payment of $166.33

Click here to buy E&O insurance

✅ Mark this step as complete once you have purchased E&O insurance.

➡️ Click here for carrier contact information

In place of a voided check, we can accept a letter from your bank. It must be signed by a bank representative, and include your routing number, account number, and personal information.

These are the ONLY two options for setting up direct deposit payments. The carriers will not accept anything else.

💡 Pro Tip: Set up a separate bank account for your business. You can do this by setting up a new checking account with your existing financial institution or consider a local credit union for the best rates.

✅ Mark this step as complete once you have a voided check ready or the letter from your bank.

An email with instructions on how to get appointed with carriers will be coming from the contracting department. Emails are sent Monday-Friday. 

Read the email in its entirety and have it handy while you are setting up HCMS, NLC and your SureLC portal through Gateway. 

 ➡️ Click here for a quick HCMS overview 

Gateway will house all access to SureLC, CRM, #'s, etc. 

 ➡️ Click here to access Gateway

HCMS is our platform for managing internal requests. 

NLC is our platform for contracting with Americo, Mutual of Omaha, American Amicable and more.

SureLC/SuranceBay is our platform for filling out carrier contracts.

✅ Mark this step as complete once you have set up your accounts in HCMS and SureLC/SuranceBay.

✅ When submitting: select most months advanced and paid daily.

🚨 Beneficiary information will be requested for each carrier. In the event of your death your income will be passed on. 

➡️ Send an email to jessica@aspireffl.com and we will send you a direct link to contract with Prosperity. 

✅ Mark this step as complete once you have requested your appointment with Prosperity. 

This is a two step process:

First: Request appointments with insurance companies through HCMS 

Then: fill out the information and questions for each insurance company individually in SureLC/SuranceBay.

At-a-Glance of SureLC/SuranceBay Statuses

Producer: Go back through and confirm your contract request.

BGA: Good job! You've done it correctly and your contract has been sent to our home office.

Carrier: FFL home office has sent your contract to the carrier.

Discarded: Locate the reason and email contracting@fflinw.com for help.

🚨 Beneficiary information will be requested for each carrier. In the event of your death your income will be passed on. 

✅ Mark this step as complete once you have requested appointments for Americo, AIG, John Hancock and Mutual of Omaha. 

​STEPS

1. Log in to HCMS

2. Top right there will be a 9 square box. 

3. Click on the box and go to NLC.

4. Top of the screen to the right of the FAMILY FIRST LIFE logo you will see a blue circle with a + sign.

5. Select Requests > New Contracting

6. Fill out the needed information and submit

💡 Be on the lookout for emails from the carriers. If you don't hear back is 7-10 business days give them a call.

Note: If you are unable to register please request an appointment with Mutual of Omaha. Once they receive your contract, they will register you with AML.​

Complete your course through LIMRA and it will only take about 45-60 minutes. 

Your user name is your National Producer Number and  your password is your last name in all lower case - ex: logan 

➡️Look up your National Producer Number

➡️ Watch this video

➡️Click here to take the AML course

🚨It may take a week if newly licensed to get into Limra

✅ Mark this step as complete once you have completed the course.

➡️Click here for insurance company contact information

🚨Stay on top of calling the carriers and checking on Sure LC during contracting 2-3x a week. They will never contact you. You can use paper apps to run your business. Connect with your mentor ASAP!

➡️Keep an eye on your email box for important messages and contracting information from carriers.

🚨Be sure to check your SPAM and Promotional folders in your email.  

✅ Mark this step as complete when your appointments are in Carrier status 

Move on to Step 4: Checklist titled: Training

Use this link:  Step 4: Training

✅ Mark this as complete and join us for the next step in your journey!