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25 Easy Ways to Reduce Your Living Expenses

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Avoid buying anything you don't really need

Make your own coffee at home

Pay bills online.  Stamps get expensive after a while

Make gifts and cards instead of buying them

Use the library instead of buying books and renting movies

Get a cheaper cable plan

Set the thermostat warmer in summer and cooler in winter

Eat breakfast at home

Use mass transportation

Don't be afraid to haggle on prices

Go to the park instead of the movies

Vacation close to home

Inflate your tires to the proper pressure to cut down on gasoline expense 

Wash your car at home

Carpool

Plan meals before you go shopping

Seal your windows and doors to cut down on utility bills

Turn down your hot water heater

camp instead of paying for a hotel

Buy non-perishables in bulk

Buy generic brands

Use coupons

Use fluorescent bulbs

Get a cheaper cell phone plan

Ride your bike

This creates a private checklist in your account.