The 12 Personal You Need Finance Rules
money management
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Live below your means
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Save at least 10% of all you earn
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Track your spending
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Create and follow a budget
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Buy the home you can afford
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Pay down high-interest debt
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Set long and short-term goals
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Build financial intimacy with your partner
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Invest in ETFs
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Maximize your employer retirement plan
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Protect your loved ones with life insurance
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Have a will and family emergency plan
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