The 12 Personal You Need Finance Rules

personal finance money management
  • Live below your means

  • Save at least 10% of all you earn

  • Track your spending

  • Create and follow a budget

  • Buy the home you can afford

  • Pay down high-interest debt

  • Set long and short-term goals

  • Build financial intimacy with your partner

  • Invest in ETFs

  • Maximize your employer retirement plan

  • Protect your loved ones with life insurance

  • Have a will and family emergency plan

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