Sit down with REALTOR
Fill out wants/needs list
Contact lender, obtain pre-approval
Search for a home
Decide on the one!
Research home, get info from listing agent
Review comparable sales in the area with agent
Agent presents offer and negotiates with sellers
Agree to terms; Obtain executed documents
Turn in initial earnest money; Send contract to pertinent parties
Set up and attend inspection
Obtain inspection report and review with agent
Send report to attorney with items to address
Review condo/home documents with attorney
Attorney sends modification letter
Negotiate any outstanding details
Attorney review complete; Turn in balance of earnest money
Send any outstanding documents to the lender
Lender orders appraisal
Lender collects remainder of condo/home documents needed
Lender send loan to underwriting
Clear to close!
Set up utilities in your name; Coordinate move
Lender sends closing disclosure 3+ business days before close
Final walkthrough one hour before closing or the night before
Address any issues from walkthrough if necessary
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