What is your monthly income & debt?
What is your credit report and FICO score?
Check out FrontDoor\'s mortgage calculator for reference
Calculate your budge for a down payment
Decide on a particular type of mortgage
Meet with multiple lenders and mortgage brokers, not just one!
Look around for where you\'ll get the best interest rates & programs
Location (down, urban, suburban, rural, etc.)
Type of home (single family, townhouse, condo, loft, etc.)
Size of home (and how many rooms)
Search online for information regarding local schools, crime rates, traffic, and zoning
What will be your commute to work?
Check out local amenities, like parks, shops & restaurants
Get referrals for neighborhood experts
Consider collaborating exclusively with one buyer\'s agent
Before settling on one, interview at least three agents
Look out for experience in their field, and good working chemistry with you
Look at listings online, such as FrontDoor.com
Ask the agent you choose to work with to set up home tours within your preferred criteria
Check local newspapers
Snag flyers for open houses that you can attend
Request for comps from your agent to estimate the property\'s fair market value
Request a response from the seller as to why they are selling
Look over all property disclosures
Check for liens, easements or other restrictions
Determine the purchase price
Incorporate contingencies, relating to finances, inspections or purchase
Be clear on any special requests and repairs you would like to include in the sale
Decide on an earnest money amount
Decide a move-in date
When both parties agree to the terms, you\'re ready to sign the Purchase & Sale Agreement
Get your new house apprised
Have your new home professionally inspected
Consider particular inspections for the structure of the house, such as roof and termites
Utilize the appraisal and inspection reports to re-negotiate the price (if possible)
Decide on a home insurance company & policy
Complete the loan process with whichever lender you chose earlier
Do a final walk-through inspection prior to closing
Don\'t forget to keep aside some money for the closing costs & down payment
Go over the settlement document no less than 2 days before closing to know how the funds will be collected & distributed
Obtain a cashier\'s check for the official closing payment, including the down payment and any closing costs
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